SB 2425: SUBSTANCE USE DISORDER TREATMENT PROVIDERS; SUBSTANCE USE DISORDER SERVICES; ASSIGNMENT OF BENEFITS; ANTI-ASSIGNMENT CLAUSE; ENFORCEMENT; RULES; CIVIL ACTION

Requires health insurers, mutual benefit societies, and health maintenance organizations to honor a patient's written assignment of benefits to a substance use disorder treatment provider.  Prohibits health insurance policies, plans, contracts, and agreements from including anti-assignment clauses that restrict or invalidate a patient's right to assign benefits.  Authorizes the Insurance Commissioner to adopt rules and take enforcement action to ensure compliance.  Deems violations to be unfair methods of competition and unfair or deceptive acts or practices in the business of insurance.  Requires insurers, mutual benefit societies, and health maintenance organizations to furnish an explanation of benefits to the assigned provider upon request.  Effective 1/30/2050.  (HD1)